5 Hillman Drive, Suite 201, Chadds Ford, PA 19317

484.259.1885 info@CUNFL.com




Credit Union Network for Financial Literacy (CUNFL) is a wholly owned Credit Union Service Organization (CUSO) of Franklin Mint Federal Credit Union. CUNFL focuses on helping credit unions provide financial education solutions while promoting the value of credit union membership.

The staff began developing The Berenstain Bears Financial Literacy program when CUNFL partnered with Berenstain Enterprises, Inc. in 2012. In 2015, CUNFL launched The Berenstain Bears Financial Literacy Program and The Berenstain Bears Visit the Credit Union by Mike Berenstain nationally, making it available to other credit unions. As the unique program’s popularity increases, so too does its content. CUNFL continually monitors education and marketing trends to ensure relevancy, integrity, and compliance.



Hear What Our Clients Have To Say!

“Peach State’s Berenstain Bears Cub Accounts provide us with a great tool to connect with today’s youth. By opening a Cub Account, they get a head start on learning about the smart way to Save, Share, Spend and Earn. We hope to establish life-long relationships with our members and the Cub Account is the perfect place to start.”

Kristen A. Patton, CUDE SVP, Marketing Peach State Federal Credit Union

“The Berenstain Bear Program has been a great addition to our credit union.  It was an easy program to start and the response has been great!  Our younger member’s love the program and love seeing the characters when they visit during our Youth week events. “

Shirley Cate, CEO, Providence Federal Credit Union

Advisory Board

Mike Berenstain

Michael Berenstain
Author and President, Berenstain Enterprises

Michael Berenstain is an American writer and illustrator of children’s books. The son of Stan and Jan Berenstain, he continues the Berenstain Bears series of picture books that his parents inaugurated in 1962. He first collaborated with his parents by illustrating two picture books, The Day of the Dinosaur and After the Dinosaurs (Random House, 1987 and 1988), after which he did several dinosaur books himself. He is credited as a creator of his family’s bear family beginning in 1995 as illustrator of the Bear Scouts subseries. Mike continued the Berenstain Bears with his mother following Stan’s death in 2005, and took over creation of the series after Jan’s death in 2012. His older brother Leo Berenstain is involved in management of the franchise.

Rick Durante
Executive Director, Credit Union Network for Financial Literacy

Rick Durante serves on the Board of Managers of Credit Union Network for Financial Literacy, LLC, serves as Executive Director of FMFCU Foundation and is Vice President, Director of Corporate Social Responsibility Franklin Mint Federal Credit Union. His responsibilities include corporate philanthropy, FMFCU Foundation, and Executive Director of CUNFL. He has many years experience in advocating for financial education. Rick led the creation of The Berenstain Bears Financial Literacy Program, Bear Country Credit Union, created a financial literacy program at FMFCU which included student-operated branches and on-site financial education that has reached thousands of children and adults. Rick has been recognized for his financial literacy efforts by the National Youth Involvement Board and the Pennsylvania Credit Union Association. He also serves at Treasurer  of the Delaware County Literacy Council.

Michael B. Magnavita
President & Chief Executive Officer, Franklin Mint Federal Credit Union


Picture of Julie Ferguson

Julie Ferguson
Owner, JRF Consulting Services, LLC

Julie Ferguson founded JRF Consulting Services, LLC for the express purposes of helping credit unions across the country grow and enhance member engagement. Prior to establishing her consulting firm, Julie’s success as the Business Development Director of First Tech FCU included taking Microsoft from zero to 15-thousand credit union members in just seven years. Julie is a frequent speaker at CUNA and League/Association conferences, CUES events, and she teaches at two CUNA Management Schools.

Gigi Hyland
Executive Director of The National Credit Union Foundation

Gigi Hyland is well known in the credit union industry for her passion for financial literacy, commitment to the credit union movement, and superior leadership qualities. She served as a Board member of the National Credit Union Administration (NCUA), the independent federal agency created by the U.S. Congress to regulate, charter, and supervise federal credit unions, and is the former Chairwoman of the NeighborWorks America Board. Gigi’s resume also boasts positions as Senior Vice President and General Counsel to Empire Corporate Federal Credit Union, Executive Director and Vice President of Corporate Credit Union Relations for the Credit Union National Association (CUNA) and Association of Corporate Credit Unions (ACCU), and Managing Partner of Hyland & Hyland.

Guy A. Messick
Attorney, Messick & Lauer P.C.

Guy A. Messick, attorney at Messick & Lauer P.C. based in Media, PA, provides strategic planning and legal consultation services to credit unions and credit union service organizations nationwide. Since 1987, he has served as General Counsel to the National Association of Credit Union Service Organizations (NACUSO), where he acts as liaison with the National Credit Union Administration. Guy is a nationally known speaker on a wide range of credit union and CUSO topics.